Imagine killing cancer cells without damaging healthy tissue – quite different from experiencing the ravages of chemo. Cleveland State University Professor, Dr. Michael Kalafatis, discovered this effective drug while working on a totally unrelated experiment on blood coagulation in CSU’s chemistry lab.

WKYC reported that both Cleveland Clinic and the National Institutes of Health have tested Dr. Kalafatis’ drug and report the same amazing results. In fact, the National Institutes of Health successfully tested this drug on close to 60 different cancer lines.

So why isn’t this cancer story reaching national news? It is amazing to me is that this cancer drug news garnered such little attention. If your loved ones have ever been touched by cancer, you know the importance of such a discovery. There is a duty to share.

Please pass this information and link to everyone you know. Dr. Kalafatis needs funding to continue his research for a cancer treatment breakthrough and potentially revolutionize the way we fight (and dare I say cure) cancer.

Please don’t think twice. Share the hope. Share the news.

The unbearable heat and humidity that had been with us for the last several days was suddenly washed away. Welcomed winds immediately cooled the air, dropping the temperature so quickly we actually felt chilled.

What was most amazing were the stunning, minute-by-minute changes to the sky. Perched on the porch with camera in hand, it was exciting to witness the awesome color changes, the fog rolling in, and then the cleared sky and sunset. Within a short hour, the perspective from the porch had changed dramatically.

Just like life, change often comes quickly and unexpectedly, immediately affecting your perspective as well as your choices. The fog of uncertainty can certainly be challenging. This is why it is so vital to build a foundation of unshakable personal truth. Who are you? What do you stand for? What is most important to you? Then follow that inner guidance system.

How do you handle the storms that enter your life? Follow the Circle of Wisdom (Awareness, Acceptance, Accountability, Action, Achievement, Assess & Adjust) and your choices will become easier. The fog will clear. How you deal with change is entirely within your control. Really. You can choose to let the natural cycle of life nurture or destroy. Whether you find yourself in the middle of a drought, a flood, or gentle rain, with what lens will you choose to view life’s transitions?

The storm will pass. The sun will return. It always does.

Have you ever taken the time to clip a coupon only to either lose it or have it expire before you have a chance to use the coupon?

Thanks to Alta, a reader and friend, I checked out The Couponizer – a coupon organizer that helps you save time, money and frustration.

The site states the “Couponizer is a proven system of tools designed to help you save more money, more consistently…”

Consisting of 18 category pockets to organize grocery and discount coupons; loyalty sleeves for customer loyalty cards, gift cards, and punch cards like Panera’s; shopping list, a savings tracker and pair of scissors.

Anyone else have some money saving ideas? Please tell us below.

I feel like I hit the grocery coupon jackpot!

I love value for my money. As a consumer advocate and financial educator, I am always on the lookout for great deals I can share with my readers. How did I miss this coupon site? Coupons from Kleenix to cookies, diapers to dog food, and all name brands that you are familiar with. Velveeta, Nabisco, Kraft, Maxwell House, Wisk, Huggies, Glamour Magazine, Crystal Light and OptiFree discount coupons are available.  Most the coupons I clipped and printed were for $1 off. You can find:

• Beverages
• Household
• Personal Care
• Health Care
• Entertainment
• Pet Care
• Local Coupons

Granted I shop mostly on the perimeter of the grocery store, stocking up on fresh vegies, chicken, and fish. But hubby and grandkids still demand their occasional treats and comfort foods. You can’t beat a cheescake made with Philadelphia cream cheese, and yes, there is a coupon this week for that too. I printed a number of coupons today and expiration date is one month from now. To really save money, wait till those items are also on sale at your local store and double dip!

Now as much as I love value shopping, I hate clipping coupons then having to organize them and then remember to use them before expiration dates. So I find myself only sporadically using available discounts. What is great about a coupon site is that you can very systematically check for coupons when you are actually ready to shop. No waiting for the Sunday paper or weekly community savings paper. The coupons are online, waiting for you to immediately download and print. The site does require that you download a printer script in order for the bar code to print correctly and be accepted at your local grocery store. The site is Truste guaranteed, so no need to worry about spyware or adware being installed.

So… with pre-planning and a little careful shopping, that new pair of shoes at Zappos.com could be free.

Talk about value. Now that’s a deal!

So it’s your turn to share. Have you found a great resource to cut costs or use money saving coupons?

Soulful, touching, Susan Boyle recorded Cry Me a River for a charity in 1999. Only 1000 copies of the cd were sold.

It’s never too late. Fear Less – Do More. It’s your time.

When change arrives, new choices become a daily necessity and our comfort zone vanishes.  You have entered a strange territory. With no personal GPS system to guide you, without knowing how to speak the language,

Fear becomes a daily companion.

What about…?
What if…?

Without knowing what the future holds and what’s right around the corner, panic sets in.  Your unknown future looms ahead. It feels dark. Overwhelming. Just like your childhood memories, there is a monster under the bed. Undefined, but very real.  What will you do?

It’s up to you. Is this an obstacle or opportunity?

You actually have a crystal ball.  You just don’t know how to use it to light your new path.  It’s easy. Closely examine your history; you’ll find you’ve been here before.

What personal strengths can you draw upon? What life lessons have you learned? Chances are you have been through change before. Perhaps an opportunity slipped by, an opportunity you really wanted. You were upset, even depressed, when the door of opportunity closed. But then what happened? Who did you meet? What new opportunities presented themselves? When patterns are broken, a new path presents itself.

Let go of old lifestyles, what was, what might have been. Focus on your strengths (and you have many.) What gets measured, gets improved.

It’s time to simplify. Fear Less – Do More. I know you can.

Please share your thoughts below. No need to share your name if you’d rather not. But don’t let lack of confidence hold you back from helping someone else. Who knows? Sharing how you forged a new path could help many women who are now where you used to be.

Change is good. You go first!

If you were employed by a company who is required to offer COBRA insurance, you’re fortunate to have options. COBRA provides 18 months of continuous coverage. And the Federal Government’s Economic Stimulus Package created a COBRA subsidy requiring companies to pay 65% of your health insurance premiums for the first 9 of the 18 months after losing your job.  However, you may find that even with this premium reduction, health insurance is still too expensive. What if your company goes out of business? Or discontinues the health insurance plan? Or you don’t qualify for COBRA benefits in the first place? Now what?

Is there an alternative to expensive COBRA health insurance?

Yes, there is. But caution is advised. If you are in poor health or want to keep your current doctors and plan, you may want to take advantage of the COBRA option. You cannot be denied coverage or charged a higher premium. In any case, do not reject COBRA insurance until you are positive you can receive coverage elsewhere.

Health Insurance Option 1:

Join an association. Often group health packages provide a significant savings and benefits. As one option, check out your local Chamber of Commerce.

Health Insurance Option 2:

If you are married, research the cost and coverage provided through your spouse’s plan. Due to job loss, you can be added to their plan even if it is not open enrollment.

Health Insurance Option 3:

Go shopping for personal health insurance. The problem is …Where do you start shopping for health insurance?  Who can you trust?

eHealth Insurance Recommended by Kiplinger

Kiplinger rated eHealth Insurance as the best health insurance website for 2008. eHealth provides Free Health Insurance Price Comparisons for Individuals and Families. This site helps you compare only those insurers who are available in your particular state.

This is how it works:

Select your insurance type from the drop down menu and fill in your zip code. Click “Get Quotes”.  You will be taken to an application page like the one below. Notice they do not ask for any personal information. No name, address, email or health information. So there is no risk or follow up if you don’t want to hear from them again. Just good solid information. They only time you enter personal information is if and when you choose to apply.

eHealth Insurance Application - Recommended by Kiplinger

To begin your health insurance research, just fill in your birth date and the birth dates of anyone else within your family you are interested in receiving a health insurance quote for. Also be sure to honestly answer the questions marked with a green arrow if you want reliable comparison quotes.

NOTE:  Whenever you fill out insurance forms, it’s important to be completely honest. When you need to file a claim, you don’t want the insurance company to have any grounds for not allowing the claim. This goes for both health and life insurance.

You will see there is an “https” in the browser address, which means this is a secure site.  Also note the Truste certified and Verisign Secured icons at the bottom of the page.

Instant eHealth Insurance Quotes

Instantly you will receive insurance quotes for health insurance based on your age and location.

For example, in Ohio where I’m located, eHealth will return quotes from Aetna, Anthem Blue Cross and Blue Shield, Celtic Ins. Co., Companion Life Insurance Company, Golden Rule, HealthAmerica, Humana, Kaiser Permanente of Ohio, Medical Mutual, and SummaCare Inc. of Ohio. There are 180 carriers that eHealth can quote, so depending on your state you may receive quotes from different health insurance carriers than I did.

The top quotes are “sponsored links” which means the insurance company paid to be here. Not necessarily a bad thing, but something you should be aware of. Below that (I highlighted in yellow) are what eHealth calls “Best Quotes”. These quotes are extremely useful for side by side comparisons of both pricing and benefits.

eHealth can do this because they aren’t an insurance company, they are an insurance agency using local agents to answer your questions.

You cannot go wrong using this service for research. They have insured over 1 million customers.

If you have any questions or comments, please feel free to submit them below. I’m very interested in hearing about how you have solved any health insurance issues.

Want a local insurance agent? A health insurance broker can help you shop price, company reputation, and has a good understanding of the features and benefits you should consider. To find a local agent, check out the National Association of Health Underwriters. Checking with eHealth Insurance first will give you a good idea of what to expect and to be able to discuss the options you feel are important to your situation.

What does success mean to you?  Loving relationships? Financial security? Fulfilling career? Making a difference?

For me, success has never been about money or what money can buy. Success is living authentically, aligning lifestyle to values, and creating a community of women who share my vision of making eyes shine bright with confidence and clarity.

How many eyes will shine because of me? Depends. Do I have a driving conviction to act on this vision or will self-doubt stifle my vision?

Fear Less – Live More

I believe in dreams, focused action, and that we each have a gift to share. It may be a view. A life experience. A gift of listening. Unfortunately, fear and lack of confidence often rears its ugly head and gets in the way of sharing our gifts with those who need it most.  If you don’t believe in yourself, who else will?

Having a belief in yourself and your convictions benefits everyone around you. Your conviction and enthusiasm is contagious. Belief will cause eyes to shine with joy, understanding, and hope. Just like Benjamin Zander.

The Gift of Deep Listening

Benjamin Zander, conductor of the Boston Philharmonic since 1979, uses his gift of music to help people open their minds to possibilities. Watch the humorous, touching, and eye opening TED conference video as Benjamin Zander explains the gift of listening and how it will transform not only your life but those around you.

“In the face of difficulty, we can despair, get angry, or choose possibility.” Benjamin Zander, Author, The Art of Possibility

“One of the most inspiring, practical, and uplifting books I have ever read. ” Christiane Northrup, M.D.

How many eyes will shine because of you?  Believe in yourself and be amazed at the transformation. You are a leader, whether you choose to be or not.

Finding Joy, A Simple Truth

If you have ever needed a gentle wake up call to remember what’s most important in life…watch this beautiful 3 minute movie. I’ve watched it many times and every time I am moved by the simplicity of … joy.

Pay it forward by sharing this post with friends, family and co-workers – they will love you for it.

Click on the link to watch the movie Finding Joy. Be inspired.

Want to share with friends? Use the email link above the post or share with the social networks using the links below.

Blessings.